Some Frequently Asked Questions

Medicaid and Your Legal Rights:

Q: Will Medicare or private health insurance pay for all or part of long-term nursing home care?
A: NO. There are only short-term benefits available, if any at all.

Q: If a person qualifies for Medicaid, will Medicaid pay for nursing home or hospital care?
A: YES. Subject to certain requirements, Medicaid will pay for the entire cost of care.

Q: What kind of assets could Medicaid require be spent before a person is eligible?
A: Such assets as cash, savings, stocks, life insurance cash values, real property, etc. With proper pre planning and competent advice, all of these assets can be preserved.

Q: What assets can I keep and still be eligible for Medicaid Benefits?
A: Basically they are: personal residence, one automobile, whole life insurance with total face value under $2500, term life insurances, burial plots, burial fund to $2500, household furnishings, wedding rings, IRAs when a distribution is in place, savings of $2000 in cash for a single person and if married, $119,220 in cash for your spouse. Also, DCF counts income-producing property as income, not asset.

Locally (239) 542-7366 or Toll Free 1-888-586-5855

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Christine and Sean Isenhour founded Nursing Home Medicaid   Consultants, inc., doing business as ISENHOUR SENIOR SERVICES, with the intention of providing great service and consulting in this field at a below average price.

WE ARE NOT ATTORNEYS and do not offer legal advice or draft any legal documents. The decision to hire us should in no way be a substitution for hiring an attorney.